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FEMA flood insurance policy incentivizes homeowners to let coastal houses collapse

Social media users explain the policy mechanism driving abandonment

3 Sep 17 7:37 AM · 6d ago · 1 post · 1 source · development 3 of 4

Comment clarifies the financial trap: homeowners who proactively remove properties lose thousands or hundreds of thousands in potential FEMA payouts, forcing them to wait for total collapse. This behavior pollutes coastal areas with debris.

“Because of how FEMA works, if the oceans eat away at your beach house and you proactively remove it, you can lose thousands if not hundreds of thousands of dollars.”

sixtel@mastodon.social

Rebecca Hersher NPR reporterFederal Emergency Management Agency (FEMA) Federal agency administering flood insurance

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Peak 3 pieces in two hours at Sep 16, 4 PM; 15 pieces over 7 days (3 articles · 11 posts · 1 comment) Sep 16, 4 PM — 3 pieces · 1 article · 2 posts — Mastodon 2, Newswires 1Sep 16, 6 PM — quietSep 16, 8 PM — quietSep 16, 10 PM — quietSep 17, 12 AM — quietSep 17, 2 AM — quietSep 17, 4 AM — 3 pieces · 2 articles · 1 post — Google News 1, Mastodon 1, Newswires 1Sep 17, 6 AM — 3 pieces · 3 posts — Mastodon 3Sep 17, 8 AM — 3 pieces · 3 posts — Hacker News 1, Reddit 1, Mastodon 1Sep 17, 10 AM — quietSep 17, 12 PM — quietSep 17, 2 PM — quietSep 17, 4 PM — 1 piece · 1 post — Bluesky 1Sep 17, 6 PM — quietSep 17, 8 PM — quietSep 17, 10 PM — quietSep 18, 12 AM — quietSep 18, 2 AM — quietSep 18, 4 AM — quietSep 18, 6 AM — quietSep 18, 8 AM — quietSep 18, 10 AM — quietSep 18, 12 PM — quietSep 18, 2 PM — quietSep 18, 4 PM — quietSep 18, 6 PM — quietSep 18, 8 PM — quietSep 18, 10 PM — quietSep 19, 12 AM — quietSep 19, 2 AM — quietSep 19, 4 AM — quietSep 19, 6 AM — quietSep 19, 8 AM — quietSep 19, 10 AM — quietSep 19, 12 PM — quietSep 19, 2 PM — quietSep 19, 4 PM — quietSep 19, 6 PM — 1 piece · 1 post — Mastodon 1Sep 19, 8 PM — quietSep 19, 10 PM — quietSep 20, 12 AM — quietSep 20, 2 AM — quietSep 20, 4 AM — quietSep 20, 6 AM — quietSep 20, 8 AM — quietSep 20, 10 AM — quietSep 20, 12 PM — quietSep 20, 2 PM — quietSep 20, 4 PM — quietSep 20, 6 PM — quietSep 20, 8 PM — quietSep 20, 10 PM — quietSep 21, 12 AM — quietSep 21, 2 AM — quietSep 21, 4 AM — quietSep 21, 6 AM — quietSep 21, 8 AM — quietSep 21, 10 AM — quietSep 21, 12 PM — quietSep 21, 2 PM — quietSep 21, 4 PM — quietSep 21, 6 PM — quietSep 21, 8 PM — quietSep 21, 10 PM — quietSep 22, 12 AM — quietSep 22, 2 AM — quietSep 22, 4 AM — 1 piece · 1 comment — Reddit 1Sep 22, 6 AM — quietSep 22, 8 AM — quietSep 22, 10 AM — quietSep 22, 12 PM — quietSep 22, 2 PM — quietSep 22, 4 PM — quietSep 22, 6 PM — quietSep 22, 8 PM — quietSep 22, 10 PM — quietYesterday, 12 AM — quietYesterday, 2 AM — quietYesterday, 4 AM — quietYesterday, 6 AM — quietYesterday, 8 AM — quietYesterday, 10 AM — quietYesterday, 12 PM — quietYesterday, 2 PM — quietYesterday, 4 PM — quietYesterday, 6 PM — quietYesterday, 8 PM — quietYesterday, 10 PM — quietToday, 12 AM — quiet 12–4
1NPR investigation finds FEMA incentivizes…2–4Social media users explain the policy…
Sep 17Sep 18Sep 19Sep 20Sep 21Sep 22yesterdaynow · 2:57 AM ET

What people said 1 voice · verbatim

All 4 developments of FEMA flood insurance policy incentivizes homeowners to let… →

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